One of the main reasons for Health Professionals to transfer out of the NHS Scheme is the potential deficit and the worry that the amount they have secured with the NHS for retirement may not be able to be funded when they are age 60, which is the scheme retirement age.

In 2008 the NHS scheme was in deficit by GBP 165.4 Billion http://www.telegraph.co.uk/news/uknews/1544058/NHS-pension-black-hole-rises-by-61bn.html

Total Public Sector Pension Deficit is GBP 1.1 Trillion: http://www.thisismoney.co.uk/money/pensions/article-2014284/More-austerity-needed-pay-old-age-public-sector-pension-deficit-revealed-1-1trillion.html